Money received does not have to be declared if it is not income. Income does not include:
- gifts
- hobby proceeds
- inheritances (assets or lump sum of money). However, if a beneficiary then sells an item the taxpayer has inherited, liability to pay capital gains tax may arise
- life insurance proceeds
- casket or lottery wins
- gambling wins, although someone who makes money regularly from gambling may be treated as a professional gambler and taxed on the income received
- prizes and awards
- maintenance payments received for self or children
- fringe benefits of employment. Employers, not employees, pay tax on non-cash benefits made available to employees, such as low interest loans, use of motor cars, subsidised housing and on certain cash living away from home allowances.